The Waggoner National Bank of Vernon

BankVernon, Texas
www.wnbvernon.com

Total Assets

$343.2M

Total Deposits

$296.6M

Branches

2

Established

1899

TFS Health Grade

$
C-

71.2 / 100

Average financial health

How we grade

The Waggoner National Bank of Vernon is a bank headquartered in Vernon, Texas, established in 1899. With $343.2M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (71.2/100).

Capital & Safety

Tier 1 Capital Ratio
14.18%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.93%

Profitability

Return on Assets (ROA)
2.35%(1%)
Return on Equity (ROE)
18.53%(10%)
Net Interest Margin
3.75%
Efficiency Ratio
51.34%(60%)

Lending & Liquidity

Total Loans
$180.5M
Loan-to-Deposit Ratio
59.08%
Net Charge-Off Ratio
-0.40%

Growth

Asset Growth (YoY)
+6.09%
Deposit Growth (YoY)
+5.28%
Net Income
$7.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Texas