What is PlainsCapital Bank's financial health grade?

PlainsCapital Bank has a TFS Financial Health Grade of D+ (score: 69.9/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does PlainsCapital Bank have?

PlainsCapital Bank has 58 branch locations across the United States.

Is PlainsCapital Bank FDIC insured?

Yes, PlainsCapital Bank is FDIC insured (Certificate #17491).

What are the total assets of PlainsCapital Bank?

PlainsCapital Bank has total assets of $12.7B as reported in its most recent FDIC filing.

PlainsCapital Bank

BankUniversity Park, Texas

www.plainscapital.com

Total Assets

$12.7B

Total Deposits

$10.9B

Branches

Established

1955

TFS Health Grade

D+

69.9 / 100

Below average financial health

How we grade

PlainsCapital Bank is a bank headquartered in University Park, Texas, established in 1955. With $12.7B in total assets and 58 branch locations, it has a TFS Financial Health Grade of D+ (69.9/100).

Capital & Safety

Tier 1 Capital Ratio

10.60%(8%)

Total Capital Ratio

15.60%(10%)

Non-Performing Loan Ratio

0.98%

Profitability

Return on Assets (ROA)

1.05%(1%)

Return on Equity (ROE)

9.06%(10%)

Net Interest Margin

3.12%

Efficiency Ratio

74.52%(60%)

Lending & Liquidity

Total Loans

$8.9B

Loan-to-Deposit Ratio

80.87%

Net Charge-Off Ratio

0.20%

Growth

Asset Growth (YoY)

-4.35%

Deposit Growth (YoY)

-3.05%

Net Income

$135.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
PlainsCapital BankHQ	6565 Hillcrest Ave	University Park	TX	11
PlainsCapital Bank	804 N Collins St	Arlington	TX	11
PlainsCapital Bank	2705 Bee Caves Rd	Austin	TX	11
PlainsCapital Bank	201 W 5th St	Austin	TX	11
PlainsCapital Bank	100 W Morrison Rd	Brownsville	TX	11
PlainsCapital Bank	25 E Price Rd	Brownsville	TX	11
PlainsCapital Bank	5921 Saratoga Blvd	Corpus Christi	TX	11
PlainsCapital Bank	400 S Padre Island Dr	Corpus Christi	TX	11
PlainsCapital Bank	500 N Shoreline Blvd	Corpus Christi	TX	11
PlainsCapital Bank	1434 S Port Ave	Corpus Christi	TX	11
PlainsCapital Bank	8200 Douglas Ave	Dallas	TX	11
PlainsCapital Bank	2323 Victory Ave	Dallas	TX	11
PlainsCapital Bank	2911 Turtle Creek Blvd	Dallas	TX	11
PlainsCapital Bank	18111 Preston Rd	Dallas	TX	11
PlainsCapital Bank	8201 Preston Rd	Dallas	TX	24
PlainsCapital Bank	3417 Gaston Ave	Dallas	TX	11
PlainsCapital Bank	513 West Oak Street, Suite 100	Denton	TX	11
PlainsCapital Bank	1701 N Hampton Rd	Desoto	TX	11
PlainsCapital Bank	503 N D Salinas Ave	Donna	TX	11
PlainsCapital Bank	100 W Cano St	Edinburg	TX	11
PlainsCapital Bank	3707 Camp Bowie Blvd	Fort Worth	TX	11
PlainsCapital Bank	801 Houston St	Fort Worth	TX	11
PlainsCapital Bank	1 Cowboys Way	Frisco	TX	11
PlainsCapital Bank	6635 Cowboys Way	Frisco	TX	11
PlainsCapital Bank	2500 Legacy Dr	Frisco	TX	11
PlainsCapital Bank	1100 E Highway 377	Granbury	TX	11
PlainsCapital Bank	1010 S Expressway 83	Harlingen	TX	11
PlainsCapital Bank	5005 Woodway Dr	Houston	TX	11
PlainsCapital Bank	3388 Old Spanish Trl	Houston	TX	11
PlainsCapital Bank	2525 Richmond Ave	Houston	TX	29
PlainsCapital Bank	2925 Richmond Ave	Houston	TX	11
PlainsCapital Bank	2929 Kirby Dr	Houston	TX	11
PlainsCapital Bank	5010 University Ave	Lubbock	TX	11
PlainsCapital Bank	4415 4th St	Lubbock	TX	11
PlainsCapital Bank	7316 Slide Rd	Lubbock	TX	11
PlainsCapital Bank	4021 84th St	Lubbock	TX	24
PlainsCapital Bank	2524 82nd St	Lubbock	TX	11
PlainsCapital Bank	5821 82nd St	Lubbock	TX	11
PlainsCapital Bank	9802 Quaker Ave	Lubbock	TX	11
PlainsCapital Bank	4002 16th St	Lubbock	TX	11
PlainsCapital Bank	4511 Milwaukee Ave	Lubbock	TX	11
PlainsCapital Bank	1748 Esat Broad Street, Suite 102	Mansfield	TX	11
PlainsCapital Bank	1821 S 10th St	Mcallen	TX	11
PlainsCapital Bank	7201 N 10th St	Mcallen	TX	11
PlainsCapital Bank	1709 N Conway Ave	Mission	TX	11
PlainsCapital Bank	7905 North Expressway 77/83	Olmito	TX	11
PlainsCapital Bank	100 E Nolana Loop	Pharr	TX	11
PlainsCapital Bank	115 E Queen Isabella	Port Isabel	TX	11
PlainsCapital Bank	400 Sundance Pkwy	Round Rock	TX	11
PlainsCapital Bank	7925 N New Braunfels Ave	San Antonio	TX	11

Showing 50 of 58 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.