What is Woodforest National Bank's financial health grade?

Woodforest National Bank has a TFS Financial Health Grade of D+ (score: 68.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Woodforest National Bank have?

Woodforest National Bank has 743 branch locations across the United States.

Is Woodforest National Bank FDIC insured?

Yes, Woodforest National Bank is FDIC insured (Certificate #23220).

What are the total assets of Woodforest National Bank?

Woodforest National Bank has total assets of $9.2B as reported in its most recent FDIC filing.

Woodforest National Bank

BankThe Woodlands, Texas

www.woodforest.com

Total Assets

$9.2B

Total Deposits

$8.4B

Branches

743

Established

1980

TFS Health Grade

D+

68.3 / 100

Below average financial health

How we grade

Woodforest National Bank is a bank headquartered in The Woodlands, Texas, established in 1980. With $9.2B in total assets and 743 branch locations, it has a TFS Financial Health Grade of D+ (68.3/100).

Capital & Safety

Tier 1 Capital Ratio

8.81%(8%)

Total Capital Ratio

11.78%(10%)

Non-Performing Loan Ratio

1.33%

Profitability

Return on Assets (ROA)

1.53%(1%)

Return on Equity (ROE)

19.47%(10%)

Net Interest Margin

4.58%

Efficiency Ratio

74.62%(60%)

Lending & Liquidity

Total Loans

$6.1B

Loan-to-Deposit Ratio

71.68%

Net Charge-Off Ratio

1.14%

Growth

Asset Growth (YoY)

+4.59%

Deposit Growth (YoY)

+4.18%

Net Income

$140.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Woodforest National BankHQ	1330 Lake Robbins Dr	The Woodlands	TX	21
Woodforest National Bank	630 Colonial Promenade Pkwy	Alabaster	AL	12
Woodforest National Bank	1991 Ml King Jr Expressway	Andalusia	AL	12
Woodforest National Bank	5560 Mcclellan Blvd	Anniston	AL	12
Woodforest National Bank	1011 Us Highway 72 E	Athens	AL	12
Woodforest National Bank	750 Academy Dr	Bessemer	AL	12
Woodforest National Bank	9248 Parkway E	Birmingham	AL	11
Woodforest National Bank	1600 Montclair Rd	Birmingham	AL	12
Woodforest National Bank	5919 Trussville Crossings Pkwy	Birmingham	AL	12
Woodforest National Bank	2578 Douglas Ave	Brewton	AL	12
Woodforest National Bank	1415 7th St S	Clanton	AL	12
Woodforest National Bank	626 Olive St Sw	Cullman	AL	12
Woodforest National Bank	27520 Us Highway 98	Daphne	AL	12
Woodforest National Bank	2800 Spring Ave Sw	Decatur	AL	12
Woodforest National Bank	600 Boll Weevil Cir	Enterprise	AL	12
Woodforest National Bank	2200 S Mckenzie St	Foley	AL	11
Woodforest National Bank	340 E Meighan Blvd	Gadsden	AL	11
Woodforest National Bank	890 Odum Rd	Gardendale	AL	12
Woodforest National Bank	501 Willow Ln	Greenville	AL	12
Woodforest National Bank	170 E Fort Morgan Rd	Gulf Shores	AL	12
Woodforest National Bank	2780 John Hawkins Pkwy	Hoover	AL	12
Woodforest National Bank	1007 Red Farmer Dr	Hueytown	AL	12
Woodforest National Bank	11610 S Memorial Pkwy	Huntsville	AL	12
Woodforest National Bank	2200 Sparkman Dr Nw	Huntsville	AL	12
Woodforest National Bank	6140a University Dr Nw	Huntsville	AL	12
Woodforest National Bank	8650 Madison Blvd	Madison	AL	12
Woodforest National Bank	145 Kelley Blvd	Millbrook	AL	12
Woodforest National Bank	5245 Rangeline Service Rd S	Mobile	AL	12
Woodforest National Bank	685 Schillinger Road	Mobile	AL	12
Woodforest National Bank	101 E I65 Service Rd S	Mobile	AL	12
Woodforest National Bank	3371 S Alabama Ave	Monroeville	AL	12
Woodforest National Bank	851 Ann St	Montgomery	AL	12
Woodforest National Bank	3801 Eastern Blvd	Montgomery	AL	12
Woodforest National Bank	6495 Atlanta Hwy	Montgomery	AL	12
Woodforest National Bank	5710 Mcfarland Blvd	Northport	AL	12
Woodforest National Bank	92 Plaza Ln	Oxford	AL	12
Woodforest National Bank	1903 Cobbs Ford Rd	Prattville	AL	12
Woodforest National Bank	1095 Industrial Pkwy	Saraland	AL	12
Woodforest National Bank	1501 Skyland Blvd E	Tuscaloosa	AL	12
Woodforest National Bank	11110 Causeway Blvd	Brandon	FL	11
Woodforest National Bank	6830 Normandy Blvd	Jacksonville	FL	12
Woodforest National Bank	7075 Collins Rd	Jacksonville	FL	12
Woodforest National Bank	9890 Hutchinson Park Dr	Jacksonville	FL	12
Woodforest National Bank	6767 103rd St	Jacksonville	FL	12
Woodforest National Bank	4250 Philips Hwy	Jacksonville	FL	12
Woodforest National Bank	13227 City Square Dr	Jacksonville	FL	12
Woodforest National Bank	12100 Lem Turner Rd	Jacksonville	FL	12
Woodforest National Bank	1471 E Osceola Pkwy	Kissimmee	FL	11
Woodforest National Bank	2500 S Kirkman Rd	Orlando	FL	11
Woodforest National Bank	2427 Gresham Rd Se	Atlanta	GA	12

Showing 50 of 743 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.