Sundown State Bank

BankSundown, Texas
www.sundownsb.com

Total Assets

$308.0M

Total Deposits

$273.6M

Branches

5

Established

1963

TFS Health Grade

$
C+

79.8 / 100

Average financial health

How we grade

Sundown State Bank is a bank headquartered in Sundown, Texas, established in 1963. With $308.0M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C+ (79.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.93%(8%)
Total Capital Ratio
14.48%(10%)
Non-Performing Loan Ratio
1.47%

Profitability

Return on Assets (ROA)
2.17%(1%)
Return on Equity (ROE)
20.02%(10%)
Net Interest Margin
4.69%
Efficiency Ratio
45.71%(60%)

Lending & Liquidity

Total Loans
$202.3M
Loan-to-Deposit Ratio
73.33%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+14.80%
Deposit Growth (YoY)
+14.44%
Net Income
$6.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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