West Texas State Bank

BankSnyder, Texas
www.ebanktexas.com

Total Assets

$380.9M

Total Deposits

$335.1M

Branches

6

Established

1950

TFS Health Grade

$
C

75.3 / 100

Average financial health

How we grade

West Texas State Bank is a bank headquartered in Snyder, Texas, established in 1950. With $380.9M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (75.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.97%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.17%

Profitability

Return on Assets (ROA)
2.38%(1%)
Return on Equity (ROE)
21.62%(10%)
Net Interest Margin
5.01%
Efficiency Ratio
46.48%(60%)

Lending & Liquidity

Total Loans
$246.8M
Loan-to-Deposit Ratio
72.59%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+19.02%
Deposit Growth (YoY)
+18.39%
Net Income
$8.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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