HomeBank Texas

BankSeagoville, Texas
www.homebanktx.com

Total Assets

$376.4M

Total Deposits

$325.8M

Branches

3

Established

1952

TFS Health Grade

$
B

83.5 / 100

Good financial health

How we grade

HomeBank Texas is a bank headquartered in Seagoville, Texas, established in 1952. With $376.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of B (83.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.80%(8%)
Total Capital Ratio
16.78%(10%)
Non-Performing Loan Ratio
0.23%

Profitability

Return on Assets (ROA)
1.87%(1%)
Return on Equity (ROE)
16.52%(10%)
Net Interest Margin
4.56%
Efficiency Ratio
57.05%(60%)

Lending & Liquidity

Total Loans
$295.2M
Loan-to-Deposit Ratio
89.27%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+9.41%
Deposit Growth (YoY)
+9.13%
Net Income
$6.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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