What is R Bank's financial health grade?

R Bank has a TFS Financial Health Grade of D+ (score: 67.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does R Bank have?

R Bank has 10 branch locations across the United States.

Is R Bank FDIC insured?

Yes, R Bank is FDIC insured (Certificate #58935).

What are the total assets of R Bank?

R Bank has total assets of $1.1B as reported in its most recent FDIC filing.

R Bank

BankRound Rock, Texas

www.r.bank

Total Assets

$1.1B

Total Deposits

$951.0M

Branches

Established

2009

TFS Health Grade

D+

67.5 / 100

Below average financial health

How we grade

R Bank is a bank headquartered in Round Rock, Texas, established in 2009. With $1.1B in total assets and 10 branch locations, it has a TFS Financial Health Grade of D+ (67.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.09%(8%)

Total Capital Ratio

13.36%(10%)

Non-Performing Loan Ratio

2.01%

Profitability

Return on Assets (ROA)

0.67%(1%)

Return on Equity (ROE)

7.29%(10%)

Net Interest Margin

3.68%

Efficiency Ratio

75.45%(60%)

Lending & Liquidity

Total Loans

$784.1M

Loan-to-Deposit Ratio

81.58%

Net Charge-Off Ratio

0.25%

Growth

Asset Growth (YoY)

+10.79%

Deposit Growth (YoY)

+11.57%

Net Income

$6.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
R BankHQ	3600 E Palm Valley Blvd	Round Rock	TX	11
R Bank	360 E Highway 29	Bertram	TX	11
R Bank	190 E Whitestone Blvd	Cedar Park	TX	11
R Bank	814 N Wells St	Edna	TX	11
R Bank	451 University Dr	Fort Worth	TX	11
R Bank	405 S Austin Ave	Georgetown	TX	12
R Bank	50 W Fm 487	Jarrell	TX	11
R Bank	3103 Bee Caves Rd., Sutie 110	Rollingwood	TX	11
R Bank	1900 Round Rock Ave	Round Rock	TX	11
R Bank	110 Main St	Schwertner	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.