Lakeside Bank

BankRockwall, Texas
http://www.LBTEXAS.com

Total Assets

$384.0M

Total Deposits

$309.7M

Branches

2

Established

1974

TFS Health Grade

$
D+

67.8 / 100

Below average financial health

How we grade

Lakeside Bank is a bank headquartered in Rockwall, Texas, established in 1974. With $384.0M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (67.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.40%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.27%(1%)
Return on Equity (ROE)
8.63%(10%)
Net Interest Margin
3.68%
Efficiency Ratio
60.22%(60%)

Lending & Liquidity

Total Loans
$253.1M
Loan-to-Deposit Ratio
80.81%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+24.68%
Deposit Growth (YoY)
+28.63%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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