First National Bank in Port Lavaca

BankPort Lavaca, Texas
WWW.FNBPORTLAVACA.COM

Total Assets

$381.3M

Total Deposits

$313.3M

Branches

4

Established

1957

TFS Health Grade

$
D

66.3 / 100

Below average financial health

How we grade

First National Bank in Port Lavaca is a bank headquartered in Port Lavaca, Texas, established in 1957. With $381.3M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (66.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.36%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.01%

Profitability

Return on Assets (ROA)
0.95%(1%)
Return on Equity (ROE)
10.41%(10%)
Net Interest Margin
3.01%
Efficiency Ratio
61.12%(60%)

Lending & Liquidity

Total Loans
$207.9M
Loan-to-Deposit Ratio
65.74%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+0.95%
Deposit Growth (YoY)
+2.27%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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