Monet Bank

BankPlano, Texas
www.monet.bank

Total Assets

$3.5B

Total Deposits

$1.1B

Branches

6

Established

1988

TFS Health Grade

$
F

47.1 / 100

Poor financial health

How we grade

Monet Bank is a bank headquartered in Plano, Texas, established in 1988. With $3.5B in total assets and 6 branch locations, it has a TFS Financial Health Grade of F (47.1/100).

Capital & Safety

Tier 1 Capital Ratio
29.43%(8%)
Total Capital Ratio
171.98%(10%)
Non-Performing Loan Ratio
34.06%

Profitability

Return on Assets (ROA)
0.58%(1%)
Return on Equity (ROE)
2.65%(10%)
Net Interest Margin
1.62%
Efficiency Ratio
80.35%(60%)

Lending & Liquidity

Total Loans
$399.3M
Loan-to-Deposit Ratio
35.02%
Net Charge-Off Ratio
0.27%

Growth

Asset Growth (YoY)
-46.40%
Deposit Growth (YoY)
-73.06%
Net Income
$30.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Texas