Cypress Bank, SSB

BankPittsburg, Texas
www.cypressbanktx.com

Total Assets

$226.9M

Total Deposits

$184.2M

Branches

5

Established

1976

TFS Health Grade

$
C-

71.8 / 100

Average financial health

How we grade

Cypress Bank, SSB is a bank headquartered in Pittsburg, Texas, established in 1976. With $226.9M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio
11.64%(8%)
Total Capital Ratio
21.45%(10%)
Non-Performing Loan Ratio
1.82%

Profitability

Return on Assets (ROA)
0.56%(1%)
Return on Equity (ROE)
5.17%(10%)
Net Interest Margin
3.70%
Efficiency Ratio
82.46%(60%)

Lending & Liquidity

Total Loans
$137.6M
Loan-to-Deposit Ratio
74.02%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
-1.20%
Deposit Growth (YoY)
+1.66%
Net Income
$1.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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