Interstate Bank

BankPerryton, Texas
www.isbtexas.bank

Total Assets

$275.7M

Total Deposits

$257.3M

Branches

2

Established

1957

TFS Health Grade

$
F

47.3 / 100

Poor financial health

How we grade

Interstate Bank is a bank headquartered in Perryton, Texas, established in 1957. With $275.7M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (47.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.43%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
4.42%

Profitability

Return on Assets (ROA)
0.96%(1%)
Return on Equity (ROE)
16.04%(10%)
Net Interest Margin
3.63%
Efficiency Ratio
56.62%(60%)

Lending & Liquidity

Total Loans
$142.2M
Loan-to-Deposit Ratio
54.50%
Net Charge-Off Ratio
1.56%

Growth

Asset Growth (YoY)
-2.17%
Deposit Growth (YoY)
-3.60%
Net Income
$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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