Security State Bank

BankPearsall, Texas
www.securitystbk.com

Total Assets

$949.1M

Total Deposits

$845.2M

Branches

7

Established

1925

TFS Health Grade

$
D

66.5 / 100

Below average financial health

How we grade

Security State Bank is a bank headquartered in Pearsall, Texas, established in 1925. With $949.1M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D (66.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.43%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.89%

Profitability

Return on Assets (ROA)
1.26%(1%)
Return on Equity (ROE)
12.08%(10%)
Net Interest Margin
3.03%
Efficiency Ratio
50.30%(60%)

Lending & Liquidity

Total Loans
$556.6M
Loan-to-Deposit Ratio
65.27%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+2.55%
Deposit Growth (YoY)
+0.97%
Net Income
$11.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Texas