Normangee State Bank

BankNormangee, Texas
www.normangeestatebank.com

Total Assets

$158.5M

Total Deposits

$132.8M

Branches

2

Established

1912

TFS Health Grade

$
C

76.6 / 100

Average financial health

How we grade

Normangee State Bank is a bank headquartered in Normangee, Texas, established in 1912. With $158.5M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (76.6/100).

Capital & Safety

Tier 1 Capital Ratio
14.90%(8%)
Total Capital Ratio
26.90%(10%)
Non-Performing Loan Ratio
0.88%

Profitability

Return on Assets (ROA)
0.55%(1%)
Return on Equity (ROE)
4.64%(10%)
Net Interest Margin
4.33%
Efficiency Ratio
84.15%(60%)

Lending & Liquidity

Total Loans
$93.4M
Loan-to-Deposit Ratio
69.39%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+7.15%
Deposit Growth (YoY)
+1.54%
Net Income
$849.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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