SouthStar Bank, S.S.B.

BankMoulton, Texas
www.southstarbank.com

Total Assets

$1.3B

Total Deposits

$1.0B

Branches

16

Established

1920

TFS Health Grade

$
B

83.7 / 100

Good financial health

How we grade

SouthStar Bank, S.S.B. is a bank headquartered in Moulton, Texas, established in 1920. With $1.3B in total assets and 16 branch locations, it has a TFS Financial Health Grade of B (83.7/100).

Capital & Safety

Tier 1 Capital Ratio
13.19%(8%)
Total Capital Ratio
19.04%(10%)
Non-Performing Loan Ratio
0.78%

Profitability

Return on Assets (ROA)
1.59%(1%)
Return on Equity (ROE)
12.90%(10%)
Net Interest Margin
4.75%
Efficiency Ratio
56.90%(60%)

Lending & Liquidity

Total Loans
$994.7M
Loan-to-Deposit Ratio
94.32%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+9.53%
Deposit Growth (YoY)
+13.14%
Net Income
$20.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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