BOC Bank

BankMclean, Texas
http://www.bocbanking.com

Total Assets

$211.6M

Total Deposits

$185.7M

Branches

4

Established

1984

TFS Health Grade

$
C+

78.8 / 100

Average financial health

How we grade

BOC Bank is a bank headquartered in Mclean, Texas, established in 1984. With $211.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C+ (78.8/100).

Capital & Safety

Tier 1 Capital Ratio
11.07%(8%)
Total Capital Ratio
16.77%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.40%(1%)
Return on Equity (ROE)
12.40%(10%)
Net Interest Margin
4.26%
Efficiency Ratio
64.34%(60%)

Lending & Liquidity

Total Loans
$157.0M
Loan-to-Deposit Ratio
83.28%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+0.37%
Deposit Growth (YoY)
-0.79%
Net Income
$2.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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