What is The First National Bank of McGregor's financial health grade?

The First National Bank of McGregor has a TFS Financial Health Grade of C- (score: 71.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The First National Bank of McGregor have?

The First National Bank of McGregor has 6 branch locations across the United States.

Is The First National Bank of McGregor FDIC insured?

Yes, The First National Bank of McGregor is FDIC insured (Certificate #3330).

What are the total assets of The First National Bank of McGregor?

The First National Bank of McGregor has total assets of $1.0B as reported in its most recent FDIC filing.

The First National Bank of McGregor

BankMc Gregor, Texas

www.tfnbtx.com

Total Assets

$1.0B

Total Deposits

$916.1M

Branches

Established

1889

TFS Health Grade

C-

71.2 / 100

Average financial health

How we grade

The First National Bank of McGregor is a bank headquartered in Mc Gregor, Texas, established in 1889. With $1.0B in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (71.2/100).

Capital & Safety

Tier 1 Capital Ratio

9.45%(8%)

Total Capital Ratio

12.98%(10%)

Non-Performing Loan Ratio

1.75%

Profitability

Return on Assets (ROA)

1.02%(1%)

Return on Equity (ROE)

11.83%(10%)

Net Interest Margin

4.21%

Efficiency Ratio

59.58%(60%)

Lending & Liquidity

Total Loans

$786.1M

Loan-to-Deposit Ratio

84.63%

Net Charge-Off Ratio

0.29%

Growth

Asset Growth (YoY)

+3.40%

Deposit Growth (YoY)

+5.53%

Net Income

$10.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The First National Bank of McGregorHQ	401 S Main St	Mc Gregor	TX	11
The First National Bank of McGregor	27000 Hwy 84	Mc Gregor	TX	11
The First National Bank of McGregor	510 N Valley Mills Dr	Waco	TX	11
The First National Bank of McGregor	901 S 8th St	Waco	TX	11
The First National Bank of McGregor	700 Elm Ave	Waco	TX	11
The First National Bank of McGregor	9205 Oak Creek Dr	Woodway	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.