Mason Bank

BankMason, Texas
www.masonbank.com

Total Assets

$144.0M

Total Deposits

$120.6M

Branches

1

Established

1904

TFS Health Grade

$
D-

62.5 / 100

Below average financial health

How we grade

Mason Bank is a bank headquartered in Mason, Texas, established in 1904. With $144.0M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D- (62.5/100).

Capital & Safety

Tier 1 Capital Ratio
20.05%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.88%

Profitability

Return on Assets (ROA)
1.48%(1%)
Return on Equity (ROE)
9.80%(10%)
Net Interest Margin
4.09%
Efficiency Ratio
58.92%(60%)

Lending & Liquidity

Total Loans
$68.4M
Loan-to-Deposit Ratio
55.92%
Net Charge-Off Ratio
0.42%

Growth

Asset Growth (YoY)
+3.23%
Deposit Growth (YoY)
-0.10%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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