Victory Bank

BankLubbock, Texas
victory.bank

Total Assets

$252.3M

Total Deposits

$218.5M

Branches

4

Established

1917

TFS Health Grade

$
F

58.2 / 100

Poor financial health

How we grade

Victory Bank is a bank headquartered in Lubbock, Texas, established in 1917. With $252.3M in total assets and 4 branch locations, it has a TFS Financial Health Grade of F (58.2/100).

Capital & Safety

Tier 1 Capital Ratio
12.18%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
0.76%(1%)
Return on Equity (ROE)
5.41%(10%)
Net Interest Margin
4.42%
Efficiency Ratio
65.67%(60%)

Lending & Liquidity

Total Loans
$126.9M
Loan-to-Deposit Ratio
57.49%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+39.78%
Deposit Growth (YoY)
+46.30%
Net Income
$1.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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