Western Bank

BankLubbock, Texas
http://www.westernbank.com

Total Assets

$844.8M

Total Deposits

$729.0M

Branches

10

Established

1909

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

Western Bank is a bank headquartered in Lubbock, Texas, established in 1909. With $844.8M in total assets and 10 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.29%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.31%

Profitability

Return on Assets (ROA)
1.76%(1%)
Return on Equity (ROE)
21.31%(10%)
Net Interest Margin
5.18%
Efficiency Ratio
64.26%(60%)

Lending & Liquidity

Total Loans
$685.5M
Loan-to-Deposit Ratio
92.80%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+6.64%
Deposit Growth (YoY)
+0.63%
Net Income
$14.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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