Total Assets
$895.2M
Total Deposits
$806.8M
Branches
15
Established
1956
The First State Bank is a bank headquartered in Louise, Texas, established in 1956. It holds $895.2M in total assets across 15 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The First State Bank earns a TFS Financial Health Grade of B+ (82.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The First State BankHQ | 206 North St. | Louise | TX | 11 |
| The First State Bank | 2904 N Velasco St | Angleton | TX | 11 |
| The First State Bank | 3600 7th St | Bay City | TX | 11 |
| The First State Bank | Ave B & 10th St | Blessing | TX | 11 |
| The First State Bank | 731 W Leona St | Dilley | TX | 11 |
| The First State Bank | 1808 West Loop | El Campo | TX | 11 |
| The First State Bank | 101 E York St | Ganado | TX | 11 |
| The First State Bank | 206 North Street | Louise | TX | 13 |
| The First State Bank | 403 S Alamo St | Refugio | TX | 11 |
| The First State Bank | 803 N Avenue E | Shiner | TX | 11 |
| The First State Bank | 200 Century Square Blvd | Sugar Land | TX | 11 |
| The First State Bank | 208 Second Street | Sweeny | TX | 11 |
| The First State Bank | 4805 John Stockbauer Dr | Victoria | TX | 11 |
| The First State Bank | 505 E Boling Hwy | Wharton | TX | 11 |
| The First State Bank | 320 First St | Woodsboro | TX | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.9
Tier 1 capital ratio
10.58%
Return on assets
2.44%
Non-performing loans
2.16%
Efficiency ratio
52.88%
Asset growth (YoY)
10.16%
Suggested direct comparisons
Dallas, TX
$33.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.