Llano National Bank

BankLlano, Texas
www.llanonational.bank

Total Assets

$319.4M

Total Deposits

$286.2M

Branches

4

Established

1983

TFS Health Grade

$
D

64.5 / 100

Below average financial health

How we grade

Llano National Bank is a bank headquartered in Llano, Texas, established in 1983. With $319.4M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (64.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.67%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.79%

Profitability

Return on Assets (ROA)
1.04%(1%)
Return on Equity (ROE)
11.80%(10%)
Net Interest Margin
3.70%
Efficiency Ratio
68.80%(60%)

Lending & Liquidity

Total Loans
$165.6M
Loan-to-Deposit Ratio
56.57%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
+10.50%
Deposit Growth (YoY)
+12.26%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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