First Texas Bank

BankLampasas, Texas
https://www.firsttexasbank.bank

Total Assets

$238.3M

Total Deposits

$212.1M

Branches

2

Established

1884

TFS Health Grade

$
C

73.9 / 100

Average financial health

How we grade

First Texas Bank is a bank headquartered in Lampasas, Texas, established in 1884. With $238.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (73.9/100).

Capital & Safety

Tier 1 Capital Ratio
10.05%(8%)
Total Capital Ratio
23.60%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.78%(1%)
Return on Equity (ROE)
18.19%(10%)
Net Interest Margin
3.61%
Efficiency Ratio
43.16%(60%)

Lending & Liquidity

Total Loans
$89.3M
Loan-to-Deposit Ratio
41.88%
Net Charge-Off Ratio
-0.09%

Growth

Asset Growth (YoY)
+3.34%
Deposit Growth (YoY)
+2.47%
Net Income
$4.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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