First National Bank of Lake Jackson

BankLake Jackson, Texas
www.fnblj.com

Total Assets

$212.0M

Total Deposits

$203.7M

Branches

2

Established

1963

TFS Health Grade

$
D-

60.7 / 100

Below average financial health

How we grade

First National Bank of Lake Jackson is a bank headquartered in Lake Jackson, Texas, established in 1963. With $212.0M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D- (60.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.98%(8%)
Total Capital Ratio
33.88%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.05%(1%)
Return on Equity (ROE)
3.03%(10%)
Net Interest Margin
1.79%
Efficiency Ratio
91.50%(60%)

Lending & Liquidity

Total Loans
$50.5M
Loan-to-Deposit Ratio
24.54%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-1.45%
Deposit Growth (YoY)
-4.79%
Net Income
$104.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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