Fayette Savings Bank, SSB

BankLa Grange, Texas
www.fayettesavings.com

Total Assets

$496.0M

Total Deposits

$446.0M

Branches

4

Established

1976

TFS Health Grade

$
C

73.1 / 100

Average financial health

How we grade

Fayette Savings Bank, SSB is a bank headquartered in La Grange, Texas, established in 1976. With $496.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (73.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.81%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.01%

Profitability

Return on Assets (ROA)
1.65%(1%)
Return on Equity (ROE)
17.32%(10%)
Net Interest Margin
3.43%
Efficiency Ratio
50.93%(60%)

Lending & Liquidity

Total Loans
$401.5M
Loan-to-Deposit Ratio
89.26%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+9.28%
Deposit Growth (YoY)
+8.31%
Net Income
$7.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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