The MINT National Bank

BankKingwood, Texas
www.themint.bank

Total Assets

$401.5M

Total Deposits

$319.3M

Branches

1

Established

2009

TFS Health Grade

$
F

55.6 / 100

Poor financial health

How we grade

The MINT National Bank is a bank headquartered in Kingwood, Texas, established in 2009. With $401.5M in total assets and 1 branch locations, it has a TFS Financial Health Grade of F (55.6/100).

Capital & Safety

Tier 1 Capital Ratio
17.08%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
3.58%

Profitability

Return on Assets (ROA)
1.49%(1%)
Return on Equity (ROE)
9.42%(10%)
Net Interest Margin
4.83%
Efficiency Ratio
59.90%(60%)

Lending & Liquidity

Total Loans
$324.5M
Loan-to-Deposit Ratio
99.15%
Net Charge-Off Ratio
0.45%

Growth

Asset Growth (YoY)
-9.87%
Deposit Growth (YoY)
-13.37%
Net Income
$6.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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