Guadalupe Bank

BankKerrville, Texas
www.guadalupebank.com

Total Assets

$243.4M

Total Deposits

$218.1M

Branches

2

Established

2008

TFS Health Grade

$
B-

82.2 / 100

Good financial health

How we grade

Guadalupe Bank is a bank headquartered in Kerrville, Texas, established in 2008. With $243.4M in total assets and 2 branch locations, it has a TFS Financial Health Grade of B- (82.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.02%(8%)
Total Capital Ratio
15.09%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.87%(1%)
Return on Equity (ROE)
19.06%(10%)
Net Interest Margin
5.18%
Efficiency Ratio
54.50%(60%)

Lending & Liquidity

Total Loans
$176.5M
Loan-to-Deposit Ratio
79.99%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+3.99%
Deposit Growth (YoY)
+5.95%
Net Income
$4.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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