The Karnes County National Bank of Karnes City

BankKarnes City, Texas
www.kcnb.com

Total Assets

$549.5M

Total Deposits

$497.6M

Branches

3

Established

1900

TFS Health Grade

$
F

58.8 / 100

Poor financial health

How we grade

The Karnes County National Bank of Karnes City is a bank headquartered in Karnes City, Texas, established in 1900. With $549.5M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (58.8/100).

Capital & Safety

Tier 1 Capital Ratio
11.24%(8%)
Total Capital Ratio
21.87%(10%)
Non-Performing Loan Ratio
3.64%

Profitability

Return on Assets (ROA)
0.40%(1%)
Return on Equity (ROE)
4.43%(10%)
Net Interest Margin
3.37%
Efficiency Ratio
74.62%(60%)

Lending & Liquidity

Total Loans
$228.2M
Loan-to-Deposit Ratio
45.22%
Net Charge-Off Ratio
0.69%

Growth

Asset Growth (YoY)
+11.85%
Deposit Growth (YoY)
+10.97%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Texas