Capital Bank

BankJacinto City, Texas
www.capitalbanktx.com

Total Assets

$673.4M

Total Deposits

$589.6M

Branches

9

Established

1965

TFS Health Grade

$
C+

78.0 / 100

Average financial health

How we grade

Capital Bank is a bank headquartered in Jacinto City, Texas, established in 1965. With $673.4M in total assets and 9 branch locations, it has a TFS Financial Health Grade of C+ (78.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.41%(8%)
Total Capital Ratio
13.94%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.42%(1%)
Return on Equity (ROE)
14.41%(10%)
Net Interest Margin
4.67%
Efficiency Ratio
60.38%(60%)

Lending & Liquidity

Total Loans
$577.3M
Loan-to-Deposit Ratio
96.79%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+5.74%
Deposit Growth (YoY)
+3.78%
Net Income
$9.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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