What is First National Bank of Huntsville's financial health grade?

First National Bank of Huntsville has a TFS Financial Health Grade of C- (score: 72.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank of Huntsville have?

First National Bank of Huntsville has 5 branch locations across the United States.

Is First National Bank of Huntsville FDIC insured?

Yes, First National Bank of Huntsville is FDIC insured (Certificate #3269).

What are the total assets of First National Bank of Huntsville?

First National Bank of Huntsville has total assets of $588.8M as reported in its most recent FDIC filing.

First National Bank of Huntsville

BankHuntsville, Texas

www.fnbhuntsvilletx.bank

Total Assets

$588.8M

Total Deposits

$509.5M

Branches

Established

1890

TFS Health Grade

C-

72.0 / 100

Average financial health

How we grade

First National Bank of Huntsville is a bank headquartered in Huntsville, Texas, established in 1890. With $588.8M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio

12.67%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.06%

Profitability

Return on Assets (ROA)

1.82%(1%)

Return on Equity (ROE)

13.69%(10%)

Net Interest Margin

4.36%

Efficiency Ratio

53.31%(60%)

Lending & Liquidity

Total Loans

$333.8M

Loan-to-Deposit Ratio

64.20%

Net Charge-Off Ratio

0.06%

Growth

Asset Growth (YoY)

+5.67%

Deposit Growth (YoY)

+5.20%

Net Income

$10.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First National Bank of HuntsvilleHQ	1300 11th St	Huntsville	TX	11
First National Bank of Huntsville	3971 University Dr E	Bryan	TX	11
First National Bank of Huntsville	617 E Houston Ave	Crockett	TX	11
First National Bank of Huntsville	1041 W Decherd	Franklin	TX	11
First National Bank of Huntsville	333 N May St	Madisonville	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.