The Citizens National Bank of Hillsboro

BankHillsboro, Texas
www.cnbhillsboro.com

Total Assets

$233.4M

Total Deposits

$215.6M

Branches

2

Established

1893

TFS Health Grade

$
C-

70.7 / 100

Average financial health

How we grade

The Citizens National Bank of Hillsboro is a bank headquartered in Hillsboro, Texas, established in 1893. With $233.4M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (70.7/100).

Capital & Safety

Tier 1 Capital Ratio
12.48%(8%)
Total Capital Ratio
30.96%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
17.52%(10%)
Net Interest Margin
2.25%
Efficiency Ratio
69.92%(60%)

Lending & Liquidity

Total Loans
$65.7M
Loan-to-Deposit Ratio
30.17%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+6.45%
Deposit Growth (YoY)
+2.83%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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