What is Bank of the West's financial health grade?

Bank of the West has a TFS Financial Health Grade of C+ (score: 78.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bank of the West have?

Bank of the West has 11 branch locations across the United States.

Is Bank of the West FDIC insured?

Yes, Bank of the West is FDIC insured (Certificate #26627).

What are the total assets of Bank of the West?

Bank of the West has total assets of $829.9M as reported in its most recent FDIC filing.

Bank of the West

BankGrapevine, Texas

www.bnkwest.com

Total Assets

$829.9M

Total Deposits

$748.1M

Branches

Established

1986

TFS Health Grade

C+

78.8 / 100

Average financial health

How we grade

Bank of the West is a bank headquartered in Grapevine, Texas, established in 1986. With $829.9M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C+ (78.8/100).

Capital & Safety

Tier 1 Capital Ratio

9.42%(8%)

Total Capital Ratio

16.32%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

1.70%(1%)

Return on Equity (ROE)

19.14%(10%)

Net Interest Margin

4.47%

Efficiency Ratio

61.15%(60%)

Lending & Liquidity

Total Loans

$509.1M

Loan-to-Deposit Ratio

67.29%

Net Charge-Off Ratio

-0.00%

Growth

Asset Growth (YoY)

+3.36%

Deposit Growth (YoY)

+2.56%

Net Income

$13.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bank of the WestHQ	108 W Northwest Hwy	Grapevine	TX	21
Bank of the West	5011 Long Prairie Rd	Flower Mound	TX	11
Bank of the West	108 W Northwest Hwy	Grapevine	TX	11
Bank of the West	7401 Fm 2147	Horseshoe Bay	TX	11
Bank of the West	2400 W Irving Blvd	Irving	TX	11
Bank of the West	950 N Belt Line Rd	Irving	TX	11
Bank of the West	329 W Main St	Lewisville	TX	11
Bank of the West	710 1st St	Marble Falls	TX	11
Bank of the West	301 North Highway 156	Ponder	TX	11
Bank of the West	1630 Hillcrest Dr	Vernon	TX	11
Bank of the West	2012 Pease St	Vernon	TX	23

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.