HomeTown Bank, National Association

BankGalveston, Texas
www.hometown.bank

Total Assets

$997.8M

Total Deposits

$904.5M

Branches

7

Established

1966

TFS Health Grade

$
C

76.3 / 100

Average financial health

How we grade

HomeTown Bank, National Association is a bank headquartered in Galveston, Texas, established in 1966. With $997.8M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C (76.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.58%(8%)
Total Capital Ratio
15.32%(10%)
Non-Performing Loan Ratio
0.13%

Profitability

Return on Assets (ROA)
0.85%(1%)
Return on Equity (ROE)
9.82%(10%)
Net Interest Margin
3.37%
Efficiency Ratio
64.51%(60%)

Lending & Liquidity

Total Loans
$693.4M
Loan-to-Deposit Ratio
75.85%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+4.09%
Deposit Growth (YoY)
+2.69%
Net Income
$8.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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