Texas Republic Bank, National Association

BankFrisco, Texas
www.texasrepublicbank.com

Total Assets

$503.4M

Total Deposits

$368.3M

Branches

6

Established

1891

TFS Health Grade

$
C

74.8 / 100

Average financial health

How we grade

Texas Republic Bank, National Association is a bank headquartered in Frisco, Texas, established in 1891. With $503.4M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (74.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.41%(8%)
Total Capital Ratio
17.03%(10%)
Non-Performing Loan Ratio
1.54%

Profitability

Return on Assets (ROA)
1.63%(1%)
Return on Equity (ROE)
12.47%(10%)
Net Interest Margin
5.09%
Efficiency Ratio
57.19%(60%)

Lending & Liquidity

Total Loans
$408.8M
Loan-to-Deposit Ratio
109.49%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+1.69%
Deposit Growth (YoY)
-0.36%
Net Income
$8.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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Texas Republic Bank, National Association - Bank Review, Ratings & Financial Health | Health Grade: C | TheFinanceSection | TheFinanceSection