The Pecos County State Bank

BankFort Stockton, Texas
WWW.PCSBANK.NET

Total Assets

$300.7M

Total Deposits

$270.9M

Branches

5

Established

1928

TFS Health Grade

$
F

54.0 / 100

Poor financial health

How we grade

The Pecos County State Bank is a bank headquartered in Fort Stockton, Texas, established in 1928. With $300.7M in total assets and 5 branch locations, it has a TFS Financial Health Grade of F (54.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.33%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.70%

Profitability

Return on Assets (ROA)
1.74%(1%)
Return on Equity (ROE)
21.03%(10%)
Net Interest Margin
3.96%
Efficiency Ratio
59.72%(60%)

Lending & Liquidity

Total Loans
$123.5M
Loan-to-Deposit Ratio
44.82%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
-7.77%
Deposit Growth (YoY)
-9.97%
Net Income
$5.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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