The Falls City National Bank

BankFalls City, Texas
http://www.fcnb.net

Total Assets

$591.3M

Total Deposits

$498.2M

Branches

3

Established

1907

TFS Health Grade

$
D-

60.6 / 100

Below average financial health

How we grade

The Falls City National Bank is a bank headquartered in Falls City, Texas, established in 1907. With $591.3M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D- (60.6/100).

Capital & Safety

Tier 1 Capital Ratio
15.55%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.54%

Profitability

Return on Assets (ROA)
2.06%(1%)
Return on Equity (ROE)
13.62%(10%)
Net Interest Margin
3.55%
Efficiency Ratio
28.99%(60%)

Lending & Liquidity

Total Loans
$139.8M
Loan-to-Deposit Ratio
27.69%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+0.53%
Deposit Growth (YoY)
-1.03%
Net Income
$12.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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