Trinity Capital Bank of Texas

BankEnnis, Texas
www.tcbtexas.com

Total Assets

$440.8M

Total Deposits

$354.8M

Branches

5

Established

1933

TFS Health Grade

$
D+

69.5 / 100

Below average financial health

How we grade

Trinity Capital Bank of Texas is a bank headquartered in Ennis, Texas, established in 1933. With $440.8M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (69.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.58%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.56%

Profitability

Return on Assets (ROA)
1.22%(1%)
Return on Equity (ROE)
17.80%(10%)
Net Interest Margin
4.08%
Efficiency Ratio
63.72%(60%)

Lending & Liquidity

Total Loans
$339.4M
Loan-to-Deposit Ratio
94.59%
Net Charge-Off Ratio
0.17%

Growth

Asset Growth (YoY)
+7.74%
Deposit Growth (YoY)
+5.48%
Net Income
$5.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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