What is First United Bank's financial health grade?

First United Bank has a TFS Financial Health Grade of C+ (score: 78.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First United Bank have?

First United Bank has 25 branch locations across the United States.

Is First United Bank FDIC insured?

Yes, First United Bank is FDIC insured (Certificate #12769).

What are the total assets of First United Bank?

First United Bank has total assets of $2.5B as reported in its most recent FDIC filing.

First United Bank

BankDimmitt, Texas

www.firstunited.bank

Total Assets

$2.5B

Total Deposits

$2.2B

Branches

Established

1907

TFS Health Grade

C+

78.8 / 100

Average financial health

How we grade

First United Bank is a bank headquartered in Dimmitt, Texas, established in 1907. With $2.5B in total assets and 25 branch locations, it has a TFS Financial Health Grade of C+ (78.8/100).

Capital & Safety

Tier 1 Capital Ratio

10.89%(8%)

Total Capital Ratio

16.78%(10%)

Non-Performing Loan Ratio

0.74%

Profitability

Return on Assets (ROA)

1.76%(1%)

Return on Equity (ROE)

18.78%(10%)

Net Interest Margin

3.88%

Efficiency Ratio

53.41%(60%)

Lending & Liquidity

Total Loans

$1.5B

Loan-to-Deposit Ratio

67.66%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+14.87%

Deposit Growth (YoY)

+21.01%

Net Income

$41.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First United BankHQ	201 N Broadway St	Dimmitt	TX	11
First United Bank	317 Main St	Abernathy	TX	11
First United Bank	1900 Se 34th Ave	Amarillo	TX	11
First United Bank	One First United Bank Parkway	Amarillo	TX	11
First United Bank	801 23rd St	Canyon	TX	11
First United Bank	301 N Main St	Childress	TX	11
First United Bank	201 N Broadway St	Dimmitt	TX	23
First United Bank	220 E Main St	Earth	TX	11
First United Bank	701 Main St	Hale Center	TX	11
First United Bank	101 N Avenue E	Haskell	TX	11
First United Bank	930 Frontage Rd	Idalou	TX	11
First United Bank	601 N 1st St	Lamesa	TX	11
First United Bank	2003 Hall Ave	Littlefield	TX	11
First United Bank	5802 4th St	Lubbock	TX	27
First United Bank	6604 Frankford Ave	Lubbock	TX	11
First United Bank	5802 4th St	Lubbock	TX	11
First United Bank	9801 Indiana Ave	Lubbock	TX	11
First United Bank	704 10th Street	Paducah	TX	11
First United Bank	1523 Main	Petersburg	TX	11
First United Bank	3000 Olton Rd	Plainview	TX	11
First United Bank	901 Main Ave	Ralls	TX	11
First United Bank	106 Main	Seagraves	TX	11
First United Bank	601 Nw Avenue B	Seminole	TX	11
First United Bank	200 Main Street	Sudan	TX	11
First United Bank	2904 Garnett Ave	Wichita Falls	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.