The Bank and Trust, S.S.B.

BankDel Rio, Texas
www.thebankandtrust.com

Total Assets

$584.8M

Total Deposits

$530.5M

Branches

9

Established

1910

TFS Health Grade

$
B-

80.2 / 100

Good financial health

How we grade

The Bank and Trust, S.S.B. is a bank headquartered in Del Rio, Texas, established in 1910. With $584.8M in total assets and 9 branch locations, it has a TFS Financial Health Grade of B- (80.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.61%(8%)
Total Capital Ratio
18.95%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
1.57%(1%)
Return on Equity (ROE)
19.66%(10%)
Net Interest Margin
4.40%
Efficiency Ratio
71.66%(60%)

Lending & Liquidity

Total Loans
$372.7M
Loan-to-Deposit Ratio
69.44%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+8.73%
Deposit Growth (YoY)
+7.78%
Net Income
$8.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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