Bank of DeSoto, National Association

BankDe Soto, Texas
www.bankdesoto.com

Total Assets

$265.9M

Total Deposits

$238.7M

Branches

1

Established

1986

TFS Health Grade

$
D

65.1 / 100

Below average financial health

How we grade

Bank of DeSoto, National Association is a bank headquartered in De Soto, Texas, established in 1986. With $265.9M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (65.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.20%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.74%

Profitability

Return on Assets (ROA)
1.70%(1%)
Return on Equity (ROE)
17.12%(10%)
Net Interest Margin
5.00%
Efficiency Ratio
61.39%(60%)

Lending & Liquidity

Total Loans
$155.2M
Loan-to-Deposit Ratio
64.34%
Net Charge-Off Ratio
0.35%

Growth

Asset Growth (YoY)
+0.85%
Deposit Growth (YoY)
+0.78%
Net Income
$4.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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