Security Bank of Texas

BankCrawford, Texas
www.secbank.net

Total Assets

$164.0M

Total Deposits

$142.0M

Branches

4

Established

1940

TFS Health Grade

$
D

66.3 / 100

Below average financial health

How we grade

Security Bank of Texas is a bank headquartered in Crawford, Texas, established in 1940. With $164.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (66.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.61%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.89%

Profitability

Return on Assets (ROA)
1.18%(1%)
Return on Equity (ROE)
8.95%(10%)
Net Interest Margin
5.60%
Efficiency Ratio
69.98%(60%)

Lending & Liquidity

Total Loans
$121.0M
Loan-to-Deposit Ratio
84.10%
Net Charge-Off Ratio
-0.03%

Growth

Asset Growth (YoY)
+22.10%
Deposit Growth (YoY)
+24.03%
Net Income
$1.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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