Citizens State Bank

BankCorrigan, Texas
www.csbanktx.com

Total Assets

$187.1M

Total Deposits

$165.3M

Branches

2

Established

1919

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

Citizens State Bank is a bank headquartered in Corrigan, Texas, established in 1919. With $187.1M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.48%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.90%

Profitability

Return on Assets (ROA)
1.88%(1%)
Return on Equity (ROE)
18.75%(10%)
Net Interest Margin
4.14%
Efficiency Ratio
51.30%(60%)

Lending & Liquidity

Total Loans
$122.8M
Loan-to-Deposit Ratio
73.40%
Net Charge-Off Ratio
0.50%

Growth

Asset Growth (YoY)
+2.17%
Deposit Growth (YoY)
+0.33%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Texas