What is First State Bank of Burnet's financial health grade?

First State Bank of Burnet has a TFS Financial Health Grade of D+ (score: 69.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First State Bank of Burnet have?

First State Bank of Burnet has 4 branch locations across the United States.

Is First State Bank of Burnet FDIC insured?

Yes, First State Bank of Burnet is FDIC insured (Certificate #11557).

What are the total assets of First State Bank of Burnet?

First State Bank of Burnet has total assets of $322.7M as reported in its most recent FDIC filing.

First State Bank of Burnet

BankBurnet, Texas

http://https://www.fsbburnet.com

Total Assets

$322.7M

Total Deposits

$282.4M

Branches

Established

1908

TFS Health Grade

D+

69.8 / 100

Below average financial health

How we grade

First State Bank of Burnet is a bank headquartered in Burnet, Texas, established in 1908. With $322.7M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D+ (69.8/100).

Capital & Safety

Tier 1 Capital Ratio

12.30%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

1.46%(1%)

Return on Equity (ROE)

14.81%(10%)

Net Interest Margin

3.58%

Efficiency Ratio

60.05%(60%)

Lending & Liquidity

Total Loans

$179.7M

Loan-to-Deposit Ratio

63.13%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+9.71%

Deposit Growth (YoY)

+5.89%

Net Income

$4.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First State Bank of BurnetHQ	136 E Washington St	Burnet	TX	11
First State Bank of Burnet	311 South Water	Burnet	TX	23
First State Bank of Burnet	800 S Key Ave	Lampasas	TX	11
First State Bank of Burnet	2315 W. 5th Street	Plainview	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.