What is First Bank's financial health grade?

First Bank has a TFS Financial Health Grade of B- (score: 80.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Bank have?

First Bank has 9 branch locations across the United States.

Is First Bank FDIC insured?

Yes, First Bank is FDIC insured (Certificate #3121).

What are the total assets of First Bank?

First Bank has total assets of $677.3M as reported in its most recent FDIC filing.

First Bank

BankBurkburnett, Texas

www.firstbankweb.com

Total Assets

$677.3M

Total Deposits

$578.4M

Branches

Established

1907

TFS Health Grade

B-

80.5 / 100

Good financial health

How we grade

First Bank is a bank headquartered in Burkburnett, Texas, established in 1907. With $677.3M in total assets and 9 branch locations, it has a TFS Financial Health Grade of B- (80.5/100).

Capital & Safety

Tier 1 Capital Ratio

13.99%(8%)

Total Capital Ratio

14.89%(10%)

Non-Performing Loan Ratio

1.00%

Profitability

Return on Assets (ROA)

1.69%(1%)

Return on Equity (ROE)

12.36%(10%)

Net Interest Margin

5.02%

Efficiency Ratio

68.12%(60%)

Lending & Liquidity

Total Loans

$567.8M

Loan-to-Deposit Ratio

96.13%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+2.90%

Deposit Growth (YoY)

+6.48%

Net Income

$11.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First BankHQ	300 E 3rd St	Burkburnett	TX	11
First Bank	900 Bailey Ranch Rd	Aledo	TX	11
First Bank	4400 Main St	Frisco	TX	11
First Bank	318 W Park Ave	Iowa Park	TX	11
First Bank	4500 W. Eldorado Pkwy., Suite 1200	Mckinney	TX	24
First Bank	1400 Preston Rd	Plano	TX	24
First Bank	901 Lamar St	Wichita Falls	TX	11
First Bank	2801 Midwestern Pkwy	Wichita Falls	TX	11
First Bank	4110 Kell Blvd	Wichita Falls	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.