Citizens National Bank at Brownwood

BankBrownwood, Texas
www.cnb-brownwood.com

Total Assets

$306.1M

Total Deposits

$275.1M

Branches

2

Established

1934

TFS Health Grade

$
F

58.5 / 100

Poor financial health

How we grade

Citizens National Bank at Brownwood is a bank headquartered in Brownwood, Texas, established in 1934. With $306.1M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (58.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.33%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.14%

Profitability

Return on Assets (ROA)
1.49%(1%)
Return on Equity (ROE)
16.08%(10%)
Net Interest Margin
3.15%
Efficiency Ratio
60.41%(60%)

Lending & Liquidity

Total Loans
$102.9M
Loan-to-Deposit Ratio
36.70%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
+8.07%
Deposit Growth (YoY)
+7.14%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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