Bridge City State Bank

BankBridge City, Texas
www.bridgecitybank.com

Total Assets

$260.8M

Total Deposits

$214.7M

Branches

3

Established

1960

TFS Health Grade

$
C

76.3 / 100

Average financial health

How we grade

Bridge City State Bank is a bank headquartered in Bridge City, Texas, established in 1960. With $260.8M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (76.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.06%(8%)
Total Capital Ratio
20.45%(10%)
Non-Performing Loan Ratio
0.11%

Profitability

Return on Assets (ROA)
1.16%(1%)
Return on Equity (ROE)
15.95%(10%)
Net Interest Margin
3.65%
Efficiency Ratio
64.10%(60%)

Lending & Liquidity

Total Loans
$128.0M
Loan-to-Deposit Ratio
59.00%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+13.49%
Deposit Growth (YoY)
+14.95%
Net Income
$2.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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