Fannin Bank

BankBonham, Texas
www.fanninbank.com

Total Assets

$148.4M

Total Deposits

$137.7M

Branches

2

Established

1925

TFS Health Grade

$
C-

72.8 / 100

Average financial health

How we grade

Fannin Bank is a bank headquartered in Bonham, Texas, established in 1925. With $148.4M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (72.8/100).

Capital & Safety

Tier 1 Capital Ratio
8.64%(8%)
Total Capital Ratio
17.70%(10%)
Non-Performing Loan Ratio
0.15%

Profitability

Return on Assets (ROA)
0.99%(1%)
Return on Equity (ROE)
19.30%(10%)
Net Interest Margin
3.55%
Efficiency Ratio
73.81%(60%)

Lending & Liquidity

Total Loans
$78.5M
Loan-to-Deposit Ratio
55.95%
Net Charge-Off Ratio
-0.03%

Growth

Asset Growth (YoY)
+5.57%
Deposit Growth (YoY)
+3.10%
Net Income
$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Texas