The State National Bank of Big Spring

BankBig Spring, Texas
www.statenational.bank

Total Assets

$624.2M

Total Deposits

$561.1M

Branches

3

Established

1909

TFS Health Grade

$
F

59.4 / 100

Poor financial health

How we grade

The State National Bank of Big Spring is a bank headquartered in Big Spring, Texas, established in 1909. With $624.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (59.4/100).

Capital & Safety

Tier 1 Capital Ratio
10.57%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.32%

Profitability

Return on Assets (ROA)
1.41%(1%)
Return on Equity (ROE)
15.81%(10%)
Net Interest Margin
2.64%
Efficiency Ratio
39.95%(60%)

Lending & Liquidity

Total Loans
$99.7M
Loan-to-Deposit Ratio
17.20%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+9.43%
Deposit Growth (YoY)
+6.44%
Net Income
$8.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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