Austin County State Bank

BankBellville, Texas
www.acsbank.com

Total Assets

$478.2M

Total Deposits

$426.4M

Branches

5

Established

2007

TFS Health Grade

$
C

74.0 / 100

Average financial health

How we grade

Austin County State Bank is a bank headquartered in Bellville, Texas, established in 2007. With $478.2M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.18%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.17%

Profitability

Return on Assets (ROA)
2.13%(1%)
Return on Equity (ROE)
21.38%(10%)
Net Interest Margin
5.14%
Efficiency Ratio
52.30%(60%)

Lending & Liquidity

Total Loans
$366.4M
Loan-to-Deposit Ratio
84.53%
Net Charge-Off Ratio
0.28%

Growth

Asset Growth (YoY)
+18.41%
Deposit Growth (YoY)
+18.81%
Net Income
$9.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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