What is The First National Bank of Bastrop's financial health grade?

The First National Bank of Bastrop has a TFS Financial Health Grade of C+ (score: 79.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The First National Bank of Bastrop have?

The First National Bank of Bastrop has 6 branch locations across the United States.

Is The First National Bank of Bastrop FDIC insured?

Yes, The First National Bank of Bastrop is FDIC insured (Certificate #3091).

What are the total assets of The First National Bank of Bastrop?

The First National Bank of Bastrop has total assets of $1.1B as reported in its most recent FDIC filing.

The First National Bank of Bastrop

BankBastrop, Texas

www.fnbbastrop.bank

Total Assets

$1.1B

Total Deposits

$999.1M

Branches

Established

1889

TFS Health Grade

C+

79.8 / 100

Average financial health

How we grade

The First National Bank of Bastrop is a bank headquartered in Bastrop, Texas, established in 1889. With $1.1B in total assets and 6 branch locations, it has a TFS Financial Health Grade of C+ (79.8/100).

Capital & Safety

Tier 1 Capital Ratio

11.80%(8%)

Total Capital Ratio

19.42%(10%)

Non-Performing Loan Ratio

0.31%

Profitability

Return on Assets (ROA)

1.52%(1%)

Return on Equity (ROE)

18.88%(10%)

Net Interest Margin

3.72%

Efficiency Ratio

61.77%(60%)

Lending & Liquidity

Total Loans

$653.1M

Loan-to-Deposit Ratio

64.61%

Net Charge-Off Ratio

0.06%

Growth

Asset Growth (YoY)

+11.16%

Deposit Growth (YoY)

+9.12%

Net Income

$15.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The First National Bank of BastropHQ	489 Highway 71 W	Bastrop	TX	11
The First National Bank of Bastrop	Highway 71 And Hasler Boulevard	Bastrop	TX	11
The First National Bank of Bastrop	118 Highway 21 W	Bastrop	TX	11
The First National Bank of Bastrop	712 Spring Street	Bastrop	TX	11
The First National Bank of Bastrop	1312 Highway 290 W	Elgin	TX	11
The First National Bank of Bastrop	312 Main St	Smithville	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.